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Insurance

Discussion in 'Motorcycle Talk' started by Brad Marsh, Feb 7, 2018.

  1. Hi guys, I am bout to buy a new bike. I was looking at 3 and I am really loving the R1. (current model) yet I went to get a quote on it from Geico being my current insurer and knowing that they are normally cheapest around for auto at least. To my Horror the R1 comes in at over 3k per year, where as other bikes (Ducatti 1299 and BMW 1000RR) are half the cost. Does anyone know where I can get a reasonable deal on insurance?

    Otherwise I am not likely to buy the bike I like most, which is the cheapest of the bunch, kind of ironic.
     
  2. They're all classified differently. Give the VIN when getting quotes and they'll be able to tell you more. I asked for a price difference for trading in my Daytona 675 for an Aprilia liter bike and it surprisingly turned out to be cheaper. It also has a lot to do with potentional discounts like safe driver, MSF completion and yearly payments versus monthly. Ask around - I like Allstate. Good coverage on a new R1 isn't gonna be cheap.